Depending on your cover this pays for the labour, tools and materials to get the site back to its previous state.
If your a working on client projects continuously throughout the year then you need an annual cover to insure not only the works you are carrying out but also damage to the clients buildings caused by you or your crew.
Do you require cover for an individual project? You can specify a one off contract that is tailored to the works being completed. This can cover both Material Damage
(works in progress) and Public Liability Insurance.
If you have decided that you are going to manage all trades on your home building then you will need to insure your building on this type of cover, home and contents policies will not usually insure a building when there is a major project underway
We offer a wide range of services to meet every type of need.
If your client contracts hold you responsible for work you are carrying then you should have a policy in place. This cover is for anyone in the construction industry but can also insure an owner builder who managing all of the sub contractors.
Covers builders or principals for loss or damage that occurs during construction, renovations or additions.
Cover can be included for existing structures on the building site, you can also include tools, equipment , plant & materials.
Public Liability can also be included under the same policy.
Insurance can be arranged specifically for each project or as an annual policy.
Example:
A new home is being built & a bush fire damages the site & work in progress, the contract works policy would indemnify the insured for the damages to the project.
Other examples of losses would be theft, malicious damage, wind, storm, cyclone, earthquake & accidental damage.
Katherine (08) 7919 7019
2/46 Chardon St