Home and Contents Insurance

Most building policies cover the main building, its garage and the other outbuildings, walls, gates, fences, driveways, verandas, patios, in-ground pools and landlord's fixtures and fittings.

Contents include all your personal belongings including carpets and curtains.  Many policies have differing limits on jewellery and personal valuables which can limit the cover to your home and not provide cover whilst it is away from your home.

Austbrokers Coast to Coast will also provide guidance on whether you should pay a slightly higher premium and obtain an "Accidental Damage" policy that covers all types of accidental damage including flood.